FREE PIONEER MUTUAL CREDIT UNION MONEY MANAGEMENT ACCOUNT!
We are delighted to be working in partnership with Pioneer Mutual Credit Union and East Renfrewshire Council to provide a free Money Management Account to any tenant who is on or going onto Universal Credit.
Any tenant of East Renfrewshire Council or Barrhead Housing Association who is in receipt of Universal Credit will get their membership fees covered by their respective landlord. This includes the costs to open the Account and also become a member of the credit union and there are no ongoing fees.
Tenants will benefit from getting their housing costs paid directly to their landlord by using this account and will also benefit from a range of Account features, which include:
- Free Life Savings and Loan Protection*
- Saving for a rainy day
- Access to Pioneer Mutual low cost loans*
- Christmas Savings Club
- Personal Service
- All savings protected under FSCS
*subject to conditions
Please contact our staff to find out more, where further information can be found here.
UNIVERSAL CREDIT – A GUIDE TO TENANTS AND RESIDENTS
We have developed a leaflet, here, which we hope helps answers some of the questions that you may have about making a claim for Universal Credit and also provides you with some local agencies that you can contact for further advice and support.
7 Day Waiting Period Abolished
From February 2018 anyone making a claim for Universal Credit (UC) will no longer need to serve any waiting days. This means that claimants will be eligible for payment from the first day of the claim. This should reduce the overall waiting time for first payments from 6 weeks to 5 weeks.
Housing Benefit 2 Week Run On – UC claims
From April 2018 anyone who makes a claim for UC and already receive Housing Benefit will continue to receive Housing Benefit for the first two weeks of their UC claim.
Advance Payments – New UC Claims
From January 2018 new UC claimants will be able to access up to 100% of their estimated UC entitlement. This will be in the form of an advanced payment (loan) including housing costs. If you decide to ask for an advance which includes your housing costs you will be required to repay all of this amount over the next 12 months of your claim.
Roll out of Universal Credit – Slow Down
East Renfrewshire will now become a full service area in September 2018. The roll out of UC has been implemented by the DWP to try and resolve some of the ongoing issues that live service areas are facing before UC is opened up to everyone making a new claim for benefits.
What is Universal Credit (UC)?
https://www.gov.uk/universal-credit
How to Claim UC
https://www.gov.uk/apply-universal-credit
Universal Credit – all you need to know – video
Universal Credit and Tax Credits
Universal Credit and other benefits
Universal Credit – how to manage your money
Universal Credit Money Manager
https://www.moneyadviceservice.org.uk/en/tools/money-manager
How to claim as a couple
Tax Credits Debt and Universal Credit